Dental Financing Options
Balboa Dentistry offers flexible payment options to help patients move forward with the care they need. Choose a financing partner below to learn more or start an application.
Treat now, pay later.
Review Cherry payment plan options for dental treatment.
CareCredit
Healthcare financing for dental care.
Use the CareCredit healthcare credit card for eligible dental treatment and manage payments over time.
Subject to credit approval. Financing terms and minimum purchase requirements may apply.
Smile now. Pay over time.
Apply online through Sunbit for dental financing.
Insurance & Financing FAQs
Coverage, accepted plans, in-network status, and payment options.
Insurance & Financing FAQs
Coverage, accepted plans, in-network status, and payment options.
Do you accept HMO insurance?
I'm glad you asked! Balboa Dentistry accepts matching benefits for some HMO dental coverage and we accept most PPO plans, including Delta Dental PPO and Premier. If you'd like, we can help verify your plan type - just provide your dental insurance details, or give us a call at 858-277-5141.
Do you accept Medi-Cal or Denti-Cal?
At Balboa Dentistry, we do not currently accept Medi-Cal or Denti-Cal plans. These programs are limited to specific providers within state-sponsored networks. However, we're happy to discuss affordable private-pay options or custom payment plans for patients without PPO dental insurance. Call or text us at 858-277-5141 - we're here to help.
Do you accept my insurance?
We accept most PPO dental plans, including Delta Dental, Cigna, Aetna, and MetLife. Please contact us to verify your specific plan, network status, and benefits before your visit.
Will my dental insurance plan cover my visit?
Dental insurance often covers only part of the cost. Benefits, limits, and out-of-pocket costs depend on your plan and treatment. We can verify your coverage and provide a treatment estimate before care begins.
Are you in-network?
We are in-network with several insurance providers. If we're out-of-network, we'll still help you maximize your benefits.