Insurance & Financing FAQs
Coverage, accepted plans, in-network status, and payment options.
Insurance & Financing FAQs
Coverage, accepted plans, in-network status, and payment options.
Do you accept HMO insurance?
I'm glad you asked! Balboa Dentistry accepts matching benefits for some HMO dental coverage and we accept most PPO plans, including Delta Dental PPO and Premier. If you'd like, we can help verify your plan type - just provide your dental insurance details, or give us a call at 858-277-5141.
Do you accept Medi-Cal or Denti-Cal?
At Balboa Dentistry, we do not currently accept Medi-Cal or Denti-Cal plans. These programs are limited to specific providers within state-sponsored networks. However, we're happy to discuss affordable private-pay options or custom payment plans for patients without PPO dental insurance. Call or text us at 858-277-5141 - we're here to help.
Do you accept my insurance?
Yes, we work with most major PPO dental insurance plans. Please provide the name of your plan and we'll check for you.
Will my dental insurance plan cover my visit?
Most PPO dental insurance plans cover all or part of routine exams and cleanings (typically 100%), X-rays (often once per year), fillings, crowns, and other restorative treatments (partial coverage based on your plan), and periodontal care and deep cleanings (with some limitations). Coverage varies by provider and plan, and we will verify your benefits before your appointment so there are no surprises. Text a photo of your insurance card or call 858-277-5141 and we'll handle the rest.
Will my insurance cover this?
Coverage depends on your insurance plan and type. We can verify your benefits and help you understand what's covered.